CREDIT UNION SPECIALS
 
 

 

LOAN RATES SPECIALS***
Effective: May 1,2012



*NEW COLLATERAL LOANS
(WITH TITLE)***


If your credit score is:

You can borrow up to:

At this rate:

For this length of time:

701+

110% of purchase price


2.95%
3.50%


60 months
72 months

651-700

110% of purchase price


2.95%
3.50%


60 months
72 months

 601-650

110% of purchase price

 
3.50%
4.00%


60 months
72 months

 551-600

110% of purchase price


5.75%
 

up to
72 months

 500-550

110% of purchase price


7.25%

up to
72 months


*Considered new if your models 2011 and newer
(Does not apply to collateral with salvage or prior salvage titles)


***USED COLLATERAL LOANS
(WITH TITLE)***


If your credit score is:

You can borrow up to:

At this rate:

For this length of time:

701+

100% Black Book clean retail

4.00%
4.00%
4.00%
4.00%

60 months-Model years 2010-2007
54 months-Model years 2006-2004
48 months-Model years 2003-2001
36 months-Model years 2000 or older

 651-700

100% Black Book clean retail

4.25%
4.25%
4.25%
4.25%

60 months-Model years 2010-2007
54 months-Model years 2006-2004
48 months-Model years 2003-2001
36 months-Model years 2000 or older 

 601-650

100%Black Book clean retail

 4.75%
4.75%
4.75%
4.75%

 60 months-Model years 2010-2007
 54 months-Model years 2006-2004
 48 months-Model years 2003-2001
 36 months-Model years 2000 or older

 551-600

100%Black Book clean retail

 7.00%
7.00%
7.00%
7.00%

60 months-Model years 2010-2007
54 months-Model years 2006-2004
48 months-Model years 2003-2001
36 months-Model years 2000 or older

 500-550

100%Black Book clean retail

8.50%
8.50%
8.50%
8.50%

60 months-Model years 2010-2007
54 months-Model years 2006-2004
48 months-Model years 2003-2001
36 months-Model years 2000 or older


Special Notice:  Credit score does not guarantee approval of loan
The interest rates listed will apply to loans with automatic payments.  If Manual payments are used the interest rate will be 1% higher than the listed rate.  If Black Book is not available will use NADA values.  
Rates subject to change without notice.
***THIS SPECIAL IS FOR NEW LOANS ONLY

 


 
 
 
 
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