PLEASE NOTE EXPIRATION DATES ON INCENTIVES

CUSTOMER REBATES (INCENTIVES)

Manufacturers are aware of models that present problems for dealers to sell. Often these vehicles have been on the dealer’s lot for weeks or months and dealers have excess inventories. The action taken by the manufacturer is to assist the dealer in selling these vehicles by making them more attractive to the consumer from a selling price or low-rate financing.

Although rebates (particularly 0% financing) are advertised and often seem attractive, it is necessary for the consumer to research by comparing the cash rebate versus the low-rate financing offered. Your credit union rate should always be given consideration. And, a credit union loan officer will assist you in outlining the options that are most favorable for you.
Some manufacturers offer cash rebates to the consumer.
Some models have a reduced finance rate offered.
There are also offers that include a combination of reduced rate plus a cash rebate. This will often decrease the cash amount you receive while increasing the finance rate.
Offers can and do change frequently. Always ask the dealer representative of any applicable rebates on the model of your choice.
Rebates are generally for certain models and do not apply to all models from any particular manufacturer.
Your credit rating will dictate the “special finance rate” that you might qualify to receive.
Rebates, when applicable, can be assigned from the purchaser to the dealer and serve as “down payment” on the transaction.
Rebates can be offered in geographical areas while not being offered in other areas.
Look for special rebates which could include military, loyalty (repeat) owner, graduate, repeat buyer or offers for returning lease customers.
Low-rate financing is usually offered for 24, 36 or 48 months only. This can result in a higher monthly payment for the consumer.
Although rebates (particularly 0% financing) are advertised and often seem attractive, it is necessary for the consumer to research by comparing the cash rebate versus the low-rate financing offered. Your credit union rate should always be given consideration. And, a credit union loan officer will assist you in outlining the options that are most favorable for you.

(Updated 07-16-12)
Incentives in this table are a summary of retail programs offered.
All programs may vary by region and model.

LINK TO DEALER INCENTIVES

BMW
Expires July 31.

2012 models
MINI	Cash Rebate	Finance Rate
Cooper**(excludes..........Applies to select models only)**	---	0.9%

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CHRYSLER GROUP
Expires September 4. In lieu of rebates, cut-rate financing is available.

2012 models
CHRYSLER	Cash Rebate	Finance Rate
Chrysler 300**(excludes.....Applies to select models only)**	$2,000-3,000	0-3.9%
200(excludes.. LX)	$3,000	0%
Town & Country	$2,000	0-1.9%
200	$1,000	0-3.9%
DODGE	Cash Rebate	Finance Rate
Avenger	$3,000	0%
Grand Caravan(excludes-- AVP)	$2,000	0-1.9%
Charger(excludes..SRT8)	$2,000	0-3.9%
Challenger(excludes-SRT8)	$1,500	0-3.9%
Journey	$500-1,500	0-4.9%
Durango	$1,000	0-3.9%
Grand Caravan	$500	0-3.9%
Caliber	---	0-1.9%
Challenger	---	0-3.9%
FIAT	Cash Rebate	Finance Rate
500**(excludes.....Applies to select models only)**	$500	0%
JEEP	Cash Rebate	Finance Rate
Liberty	$3,500	0%
Compass, Patriot	$1,500	0-4.9%
Grand Cherokee(excludes..SRT8)	$1,000	0-3.9%
Wrangler	---	0%
Wrangler Unlimited	---	0%
RAM	Cash Rebate	Finance Rate
1500, 2500	$2,500	0-4.9%
3500	$1,500-2.500	0-5.9%
4500, 5500	$1,500	0-5.9%
Cargo van	$1,250	2.9-6.9%

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FORD MOTOR COMPANY
Expires September 4. Lincoln expires Sept 4: Ford expires Oct.1. In lieu of rebates, cut-rate financing is available

2013 models
FORD	Cash Rebate	Finance Rate
Taurus	$1,750	0-9-4.9%
Explorer, Mustang	$1,000	1.9-5.9%
Edge	$1,000	2.9-6.9%
Escape	$1,000	2.9-6.9%
Flex	$500	1.9-5.9%
Fiesta	---	2.9-6.9%
2012 models
FORD	Cash Rebate	Finance Rate
Expedition	$3,000	0-1.9%
Flex	$2,000	0-1.9%
Edge	$2,000	1.9-5.9%
Super Duty F-250, Super Duty F-350, Super Duty F-450, Super Duty F-550*(excludes.....Applies to select models only)**	$1,500-3,000	0.9-4.9%
Mustang	$1,500-3,000	0-1.9%
Econoline (incl. cargo van), Econoline Wagon	$1,500-2,000	1.9-5.9%
F-150	$1,500-2,000	2.9-6.9%
Escape, Fusion	$1,500	0-1.9%
Explorer, Fiesta	$250	1.9-5.9%
Focus Electric	--	2.9-6.9%
LINCOLN	Cash Rebate	Finance Rate
Navigator	$3,000	0-1.9%
MKS	$2,500	0-1.9%
MKZ, MKX	$0-1,000	0.9-4.9%
MKT	$1,000	0-1.9%

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GENERAL MOTORS
Expires September 4.

2013 models
CADILLAC	Cash Rebate	Finance Rate
*CTS, Escalade, Escalade Hybrid(excludes.....Applies to select models only)**	---	0.9-3.0%
XTS	---	3.9-5.9%
2012 models
CADILLAC	Cash Rebate	Finance Rate
*CTS, CTS-V, Escalade, Escalade Hybrid, SRX**	---	0-3.9%

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HYUNDAI-KIA AUTOMOTIVE
Expires July 31. Hyundai expires July 31; Kia expires Sept. 4. In lieu of rebates, cut-rate financing is available.

2013 models
HYUNDAI	Cash Rebate	Finance Rate
Accent, Elantra Coupe, Elantra GT, Equus, Genesis Coupe, Tucson, Veloster	---	1.9-4.9%
KIA	Cash Rebate	Finance Rate
Sorento	$1,000	1.9-3.9%
Forte**(excludes.....Applies to select models only)**	$500	1.9-3.9%
Optima, Rio, Soul	---	1.9-3.9%
2012 models
HYUNDAI	Cash Rebate	Finance Rate
Veracruz	$1,000	0-2.9%
Santa Fe	$500	0-2.9%
Elantra Touring, Equus, Genesis, Genesis Coupe, Sonata	---	0-2.9%
Accent, Azera, Elantra	---	1.9-4.9%
Tucson, Veloster	---	1.9-4.9%
KIA	Cash Rebate	Finance Rate
Sedona	$2,500	1.9-3.9%
Sorento	$1,500	1.9-3.9%
Forte**(excludes.....Applies to select models only)**	$1,000	1.9-3.9%
Optima, Rio, Soul	---	0.9-2.9%
Sportage	---	1.9-3.9%

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JAGUAR LAND ROVER
Expires August 31. Jaguar expires Aug 31; Land Rover expires Oct.1.

2012 models
JAGUAR	Cash Rebate	Finance Rate
XF, XJ, XK**(excludes.....Applies to select models only)**	---	0-9%
LAND ROVER	Cash Rebate	Finance Rate
LR4, Range Rover, Range Rover Evoque, Range Rover Sport*(excludes.....Applies to select models only)**	---	0.9%

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MAZDA
Expires July 31. In lieu of rebates, cut-rate financing is available.

2013 models
MAZDA	Cash Rebate	Finance Rate
CX-5, Mazda6	---	0-0.9%
2012 models
MAZDA	Cash Rebate	Finance Rate
CX-9	$1,000	0%
CX-7, Mazda2, Mazda3, Mazda5, Mazda6, MX-5 Miata	---	0%

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MERCEDES-BENZ
Expires July 31.

2013 models
SMART	Cash Rebate	Finance Rate
ForTwo	---	0.9%

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MITSUBISHI
Expires July 31. In lieu of rebates, cut-rate financing is available.

2012 models
MITSUBISHI	Cash Rebate	Finance Rate
Galant	$3,500	0%
*Eclipse, Outlander, Outlander Sport(excludes.....Applies to select models only)*	$1,000	0%
Lancer, Lancer Sportback	$500	0%
Lancer Evolution	---	0%

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NISSAN NORTH AMERICA
Expires July 31. In lieu of rebates, cut-rate finacing is available.

2012 models
INFINITI	Cash Rebate	Finance Rate
*FX35, FX50, G25 sedan, G37, M35h, M37, M56(excludes.....Applies to select models only)*	---	1.9-2.9%
NISSAN	Cash Rebate	Finance Rate
Titan	$2,000-4,000	0-1.9%
Murano Cross Cabriolet	$3,000	0-1.9%
Armada, Quest	$1,000-2,750	0-2.9%
Maxima, Pathfinder	$2,000	0-1.9%
Frontier	$1,500-2,000	0-1.9%
Altima, Murano, Xterra	$1,500	0-1.9%
Rogue, Sentra	$1,000-1,500	0-1.9%
Juke, Versa	$500	0-2.9%
370Z	---	0-2.9%

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SUBARU
Expires July 31.

2013 models
SUBARU	Cash Rebate	Finance Rate
BRZ	---	2.9%
2012 models
SUBARU	Cash Rebate	Finance Rate
Forester	---	0.9%
Impreza sedan, Impreza sedan WRX, Impreza wagon, Impreza wagon WRX	---	1.9%
Legacy, Outback, Tribeca	---	0.9%

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SUZUKI
Expires July 31. In lieu of rebates, cut-rate financing is available.

2012 models
SUZUKI	Cash Rebate	Finance Rate
Equator	$2,000	0%
Grand Vitara, Kizashi, SX4	$1,000-1,500	0%

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VOLKSWAGEN OF AMERICA
Expires July 31. Volkswagen expores July 31; Audi expires Sept.4:

2013 models
AUDI	Cash Rebate	Finance Rate
A3, A4, A6, A5, A7, A8, A8 L, Q7, S4, S5, S6, S7, S8, TT, TTS**(excludes.....Applies to select models only)**	---	2.9%
2012 models
AUDI	Cash Rebate	Finance Rate
A8, A8 L*(excludes.....Applies to select models only)**	---	1.0%
*A3, A4, A5, A6, A7, Q5* Q7, S4, S5, TT, TTS,(excludes.....Applies to select models only)**	---	1.9%
VOLKSWAGEN	Cash Rebate	Finance Rate
Beetle	---	0%
CC, Eos, GLI, Golf, Golf R, GTI, Jetta sedan, Jetta SportWagen, Routan, Tiguan, Touareg	---	0-1.9%

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VOLVO
Expires July 31.

2013 models
VOLVO	Cash Rebate	Finance Rate
XC90	---	2.9%
2012 models
VOLVO	Cash Rebate	Finance Rate
C30, C70, S80, XC70	---	2.5%

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